Pullbacks, Corrections, and Bear Markets
When the market drops, some investors lose perspective that downtrends and uptrends are part of the investing cycle. When stock prices break lower, it’s a good time to review common terms that are used to describe the market’s downward momentum. … Read more…
A Look at Diversification
Ancient Chinese merchants were said to have developed a unique way to manage their risk. They would divide their shipments among several different vessels. That way, if one ship were to sink or be attacked by pirates, the rest stood … Read more…
Your Shifting Risk Tolerance
When you created your investment strategy, your asset allocation should have reflected your goals, time horizon, and tolerance for risk. But over time, any of those three factors may have changed, and your portfolio may now need adjustments to reflect … Read more…
How Retirement Spending Changes with Time
New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern may be legitimate. Some households “live it up” and spend more than they anticipate … Read more…
Series I Bonds: Pros & Cons
With fixed-income markets generating lackluster returns so far in 2022, investors have been looking for other ways to generate income in their portfolios. I Bonds, formally known as Series I Savings Bonds, have been one outlet investors have been looking … Read more…
Investing vs. speculation; what’s the difference?
You may have seen the stories on the television or online of people who were able to generate outlandish returns in a short period of time through day trading or derivatives; but is this investing? Even though these traders are … Read more…
The SECURE Act Starts the Clock on Inherited IRAs
The “Setting Every Community Up for Retirement Enhancement” Act (SECURE Act) made significant changes to IRAs inherited after January 1, 2020. For those who inherit IRAs after this date, the SECURE Act requires you to withdraw the inherited funds within … Read more…
