News Category: Retirement Plan Services

Image of a desk with a calculator on it, with a tooth perched
May 9, 2024

Retirement Plans and your Dental Practice – Weighing the Options

A retirement plan for your practice is essential to the long-term retirement goals for you and your employees. Those practices that have a plan in place and contribute on a consistent basis give the best opportunity for retirement success. A … Read more…

Image of a retirement plan with glasses and a calculator
March 6, 2024

Guidance for Business Owners Selecting a Retirement Plan

If you’re a business owner, establishing a retirement plan can provide a number of benefits — to you, your business, and your employees. Not only does a retirement plan provide you and your employees with an accessible and cost efficient … Read more…

Image of a desk with money, and a sticky note that says 'roth 401k'
February 23, 2024

What Is a Roth 401(k)?

While many people are familiar with the benefits of traditional 401(k) plans, others are not as acquainted with Roth 401(k)s. Since January 1, 2006, employers have been allowed to offer workers access to Roth 401(k) plans. And starting in 2023, … Read more…

Image of a man looking over his retirement plan options
January 17, 2024

QACA – The Other Safe Harbor Plan

With the retirement plan changes initiated by the recently passed SECURE Act 2.0, a plan design type that has been little used in the past is now getting a lot more attention. The Qualified Automatic Contribution Arrangement plan, or QACA, … Read more…

Image of a background with money, and the words '2024 Retirement Plan Limits' overlaid
November 15, 2023

2024 Retirement Plan Contribution Limits, Phase-Out Ranges, and Income Limits

The IRS has released 2024 inflation-adjusted contribution limits, phase-out ranges, and income limits for various retirement accounts. (IRS Notice 2023-75) Contribution Limits 401(k), 403(b), and most 457 plansFor 2024, the amount an individual can contribute to a 401(k), 403(b), and … Read more…

OregonSaves program logo
September 13, 2019

Next Round of OregonSaves: Is It Right for You?

On December 15, 2018, the State of Oregon will implement its next round of private company retirement plan requirements. Companies with 20 to 49 employees will be required to auto-enroll all employees who do not currently have a retirement plan into the OregonSaves retirement program…

Image of 401(k) on a desk
December 20, 2018

Should Your 401k Plan be a Safe Harbor 401k Plan?

Business owners generally intend to fund the annual deferral dollar limit when they establish a 401(k) Plan. In 2018, the IRS tax code allows deferrals of $18,500 for participants under age 50 and deferrals of $24,500 if age 50 or … Read more…

August 10, 2015

Teens in your family with summer jobs? Set up IRAs for them!

Teenagers’ retirement may seem too far off to warrant saving now, but IRAs can be perfect for teens precisely because they’ll likely have many years to let their accounts grow tax-deferred or tax-free. The 2015 contribution limit is the lesser … Read more…

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